Detailed Terms & Conditions
These are the terms and conditions (“Terms and Conditions”) governing the offer “New User Offer 2020” (“Offer”) being made by Money2India Europe service (“M2I-E”) provided by ICICI Bank UK PLC, Germany Branch (“ICICI Bank”) to persons who meet the eligibility criteria defined herein (“Eligible Person”). ICICI Bank UK PLC is a fully owned subsidiary of ICICI Bank Limited India. 

By participating in this Offer an Eligible Person agrees to be bound by these Terms and Conditions (which may be amended or varied at any time by M2I-E with or without notice) and by ICICI Bank’s decisions, which shall be deemed to be final and binding in all matters pertaining to the Offer. All changes in the Terms and Conditions shall be posted on M2I-E hosted at http://www.money2india.eu/promo/new-user-30days/tnc.html (“Website”

“Beneficiary” refers to the person in India to whom the User would like to transfer funds through M2I-E.

“Offer Period” refers to the time period of the Offer starting from October 01, 2019 to March 31, 2021 within which the User is required to fulfil eligibility criteria.

“Registration” refers to creation of online profile with M2I-E.

“Successful Transaction” refers to money transfers to a Beneficiary made by the User where the Beneficiary’s bank account in India is credited as per the instructions given by the User.

“User” refers to a person who registers on M2I-E with his/her personal details for the purpose of remitting money to India.

“User Identification” refers to the process mentioned on the Website for identification of Users

1. For a person to be eligible, he/she should not be an existing User of M2I-E
2. The User should register on M2I-E during the offer period and successfully complete a transaction within 30 calendar days from the day of registration.
3. The offer is applicable on both Insta Net Express and Net Express transactions.
4. The offer is valid only on Euro transfers.
5. The offer is not valid for employees of ICICI Bank UK PLC.
6. Offer is valid only on registration done through website and mobile site.

1. Under this Offer, upon compliance with the terms and conditions, the User shall be eligible for 15 paise preferential rate on EUR transfers.
2. The offer is valid on all transactions successfully completed within 30 days from the day of registration. The is no restriction on minimum transaction amount.
3. Both, Net Express and INSTA Net Express, transactions would be eligible for the Offer but the transfers to Foreign Currency Non Resident accounts, Non Resident External Fixed Deposit accounts and Demand Draft transactions won’t be eligible
4. The benefit amount will be applied automatically at the time of initiating a transaction.
5. M2I-E or ICICI Bank UK PLC, Germany Branch shall not be responsible for any delay in providing the incentive benefit on account of any reasons whatsoever including, without limitation, on account of incorrect or incomplete details provided by the User or delays and failures by or attributable to reasons beyond the control of M2I-E.

1. There may be other offers running simultaneously and no two offers can be combined. In case multiple offers are applied by user, the one with maximum benefit amount will be applied.
2. All the Transfer transactions would be eligible for the Offer but the Foreign Currency Non Resident accounts, Non Resident External Fixed Deposit accounts and Demand Draft transactions won’t be eligible.
3. The Offer and the opportunity to participate therein are entirely voluntary and it is understood that registration in M2I-E and remittances made by any person to avail of the Offer shall be deemed to have been made on a voluntary basis. Participation in this Offer shall be deemed to be acceptance of all the Terms and Conditions governing the Offer. It is further understood that, registration or remittances made by any User on Money2India Europe are not being made solely because of the opportunity to avail of the Offers
4. The Offer is non-transferable and non-negotiable
5. M2I-E shall not be obliged to make any public announcements to intimate any Eligible Person of the Offer details
6. In all matters relating to the Offer outlined hereunder, the decision of M2I-E shall be final and binding in all respects
7. ICICI Bank may extend/reduce/cancel the Offer Period at its sole discretion with or without notice.
8. The Offer shall be governed by German law. All disputes arising under this Offer are subject to the exclusive jurisdiction of the competent courts of Frankfurt am Main in Germany
9. All communication should be addressed to europe@icicibank.com
Terms and Conditions of the Offer shall be in addition to and not in substitution or derogation to the terms and conditions governing the usage of the services offered by Money2India Europe as set out in the Website including in: http://www.icicibank.de/money2india/terms.page

All Eligible Persons availing the Offer shall be deemed to have accepted the above Terms and Conditions.